Publication

Policy Brief — Protecting Self-Funded Retirees

FTR-001
Publication ID
1.0
Version
28 July 2026
Publication Date
Public

Summary

Responds to Treasury's July 2026 Consultation Paper. Argues that a flat 30% trustee tax, without an income floor, penalises modest self-funded retirees alongside high-wealth avoidance arrangements — and proposes a $100,000–$150,000 net-income threshold as a targeted fix.

Key Issues

  • Erosion of retiree income through lost tax-free thresholds and trapped franking credits
  • The State stamp duty trap on forced restructuring of real property
  • Existing integrity tools (s100A, PCG 2022/2) already target high-risk arrangements
  • Requested $100,000–$150,000 net income threshold and federal–state transition relief

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Downloads

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